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Learn to shop with real money

Parenting Tips

Learn to shop with real money

Written by : New Horizons Development Centre Registered Educational Psychologist Pang Chi Wah

                    Registered Educational Psychologist Pang Chi Wah

Under the epidemic, many families have become accustomed to shopping online, which is convenient and fast and frees up more time for other tasks. Even in everyday purchases, there is often no need to pay cash directly, for example, when taking transportation or shopping at convenience stores, you only need to use your Octopus to complete the payment process without using any coins. When everyone is used to it, and children already know how to use this kind of electronic money, is there any problem? In fact, “convenience” can sometimes stifle the knowledge that can be gained in the learning process.

Just think about it, the use of credit cards by adults is also convenient for shopping, but it can be a big challenge to our financial management skills because we need to be very disciplined in order not to exceed our budgets or “spend money in the future”. A young man once confessed that when he was growing up, his family was richer, and when he saw his family paying for things after dinner or at the department store, all he had to do was sign for them; when he wanted to buy something, his family would also go along with his wishes and sign for it. But it was not until he started working that he realized that he still needed to pay for something other than his signature. Money is found to be limited. Is it too late to start learning financial control at that moment?

Parents are encouraged to give their children opportunities to make actual purchases in their daily lives when they are young. This helps to enhance their cognitive understanding, mathematical concepts and, more importantly, their general knowledge and habits of financial management. For example, ask them to pay in cash instead of electronically when buying food from convenience stores or subway tickets. Even though parents may need to spend more time in the process, they may not have a complete concept of money yet, but their actual participation can easily generate curiosity and observation, and gradually feel or understand the value of different items.

Parents can teach them to recognize money at different levels as they grow up, and when teaching them to actually buy things, they must add fun learning or activity elements. First, parents can provide them with opportunities at home to learn about different coins or bills, such as the difference between one and two dollars and the colors of different bills. Second, when they have mastered the basic concepts, parents can ask them to change the coins or bills that they are instructed to change. Further, once they know how to pay in one direction, parents can guide them to take back the money they have redeemed. Finally, when they are learning to buy, they need to know if they are getting the right amount of money, and the amount or complexity of the amount can increase as their cognitive level increases!

In general, parents do not need to give up paying electronically in their daily life, as long as they have enough coins or banknotes for learning on weekends or when appropriate. For example, when taking a bus, take out the coins and actually check them, or when buying something, count the money provided by the parents and try to feel the actual purchase, if it is really inconvenient, parents can use electronic means to complete the transaction simultaneously.

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Parents Zone 家長園地

Siblings often quarrel with each other and the role of parents is especially important.

Parenting Tips

Siblings often quarrel with each other and the role of parents is especially important.

Written by : Founder of Family Dynamics

                   Marriage and Family Therapist

                   Children Play Therapist    Ng Yee Kam


In recent play therapy cases, several of the children’s emotional problems were related to their young siblings’ relationship. Most of these problems were not caused by major arguments, but rather by subtle interactions in which each child was seeking the mother’s attention, comparing how much positive feedback they received from each other, and comparing who the mother “loved” more! Children often fight with each other because they are jealous of their siblings and take the opportunity to vent their frustrations.

 

It is true that everyone is “biased” and so are parents. Both inborn and nurtured personalities can lead to a preference for certain behaviors and behavioral patterns. If parents do not think about this, they will not suddenly become more open-minded because their children are their own.

 

Parents may be more appreciative of certain traits and more resistant to certain traits in their children’s different personalities. This is understandable. The problem is that parents must be aware of this situation and be aware of it and allow themselves to grow beyond the narrow framework of their parental role, increase the breadth and width of their own vision, learn to appreciate the differences in their children’s personalities, and appreciate their children’s unique strengths from the bottom of their hearts, and pass them on in their daily lives so that their children can receive them and affirm themselves. This will prevent the problem of sibling rivalry from worsening and causing unnecessary jealousy and suspicion in children.

 

The mother’s role is especially important during the early years of a child’s life because the quality of the mother’s interaction with the child has a critical impact on the child’s self-worth and sense of security. In these recent cases, it was not uncommon to find that the children had a sibling in the family who was cheerful, understanding, and liked to express herself, and was well liked by adults and teachers. I could see the mother’s joy and pride when describing her child. No wonder the children in these cases often felt compared to the others because they were more introverted, reticent, shy and cautious.

One mother was aware of the need to appreciate her son’s abilities, so she kept praising him, but in terms of character, she inadvertently encouraged her son to follow her sister’s example by expressing himself more and integrating into the group. However, this is not the nature of the child’s character and makes the child suspect that there must be something wrong with his or her character that cannot be accepted by the mother. This internal pain can easily turn into jealous emotions towards the elder sister, making the parents feel that the child’s attitude towards his/her sister is unreasonable, and further preventing the child from breaking out of this negative cycle.

 

I suggest that parents should not compare their children. For children who are more introverted, shy, reticent and cautious, they should be more reassuring: ” You do not need to force yourself to play with children like your brother, you quietly observe is already a kind of participation, when you feel at ease then go out to play is not too late. Or, “Not every child needs to be as talkative as their elder sister or like to perform in front of people; Mom likes it when you can express yourself as you see fit. “

For children who are more reactive and impulsive, listen to them first and then help them correct their behavior if it is safe to do so: “You are reacting so strongly to hit your brother, you must feel very angry inside, let me hear how you feel, okay? Sometimes parents do have to deal with their children “fighting for something,” but more often than not, what parents need to do is to meet their children’s psychological and emotional needs and affirm their true nature, so that their children can naturally get along well.